Legal Disclaimer

clarity and transparency

I. www.ispgroup.ch website

This Website (hereinafter referred to as the "ISP Group Website") is operated by ISP Group Ltd., incorporated in Zurich, Switzerland.

II. Access

Access to the ISP Group Website is forbidden to persons in any jurisdiction (by way of domicile, residence, nationality or otherwise) where the publication or availability of the ISP Group Website would result in a violation of any applicable law or regulation. The ISP Group Website is, in particular, not directed at residents of the United States. If you are from such a jurisdiction, you are not authorized to proceed on the ISP Group Website and must exit this Website. If you are not from such a jurisdiction, you may proceed on the ISP Group Website after reading and agreeing to the following terms and conditions.

III. Restrictions

The ISP Group Website does not constitute an offer or a solicitation to sell, or an invitation to subscribe, shares or units in investment funds or other securities, or an offer to provide investment advisory services or other services referred to on this site. Offers to sell securities, and subscription and deposits for them, may be made or taken only by ISP Group or its official agents who are authorized to do so. Such offers cannot be made or accepted from any investors in any jurisdiction where such activity would violate local laws or regulations.

IV. Copyright

All information available on the ISP Group Website is under copyright of ISP Group without prejudice to the copyright of third parties. In no event may you acquire title to any software or material by downloading, or otherwise copying, from the ISP Group Website. ISP Group reserves its rights with respect to copyright and trademark ownership of all information on the ISP Group Website and will enforce such rights to the full extent of applicable law.

V. No Reliance / No Representation or Warranty

The information made available on the ISP Group Website has been prepared by ISP Group, which has taken all reasonable care to ensure that it is fair, accurate and complete. However, ISP Group makes no representation or warranty, express or implied, as to the accuracy, completeness or fitness for any purpose or use of the said information.

ISP Group cannot guarantee that the information found on the ISP Group Website has not been distorted as a result of technical or other malfunctions (disconnection, interference by third parties, viruses, etc.). Nothing contained on the ISP Group Website shall be construed as a specific investment, legal, tax or other advice. Information or opinions expressed therein may have no relevance to the specific investment objectives, financial situation or particular needs of any specific recipient of the said information. Relevant, personal and specific professional advice must always be obtained before making any investment decision. The information or opinions contained on the Website are provided for personal and informational purposes only and are subject to change without notice. The value of investments in any securities, derivative products or mutual funds may go down, as well as up, and, as a result, the investor may not get back the amount originally invested. Past performance is no guarantee for future performance.

VI. Limitations on Liability

To the extent permitted by law, ISP Group, the company or its individual members, partners, directors, officers and employees will not be liable, including in the case of negligence, for any loss or damages of any kind, including but not limited to any direct, indirect or consequential damages, arising out of or related to the access of, use of, browsing in, or downloading from the ISP Group Website or any other site linked with the ISP Group Website.

VII. Linked Websites

The ISP Group Website may contain links to other Websites controlled or offered by third parties. ISP Group has not reviewed, and hereby makes no representation or warranty for any information or material available at any of these linked Websites. By linking a third-party Website to the ISP Group Website, ISP Group does not endorse or recommend any products or services offered on such third-party Websites.

VIII. Governing Law

Use of the ISP Group Website shall be made subject to the laws of Switzerland, which shall exclusively govern the interpretation, application and effect of all the above conditions of use. The courts of Zurich, Switzerland shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of, or in connection with the ISP Group Website and its use.